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In a world of countless credit card options, the Capital One Venture X Rewards Credit Card stands out as a formidable contender in the premium travel credit card arena. Designed for travel enthusiasts, this card is a gateway to a world of elevated travel experiences and rewards. With versatile redemption options, lucrative travel perks and a reasonable annual fee, it’s no wonder the Venture X has become a go-to choice for jet-setters.
Whether you’re looking to book travel with cash or miles, the Venture X can make navigating the complicated world of travel rewards more manageable. Whether you’re a globetrotter seeking luxurious adventures or getting started with travel points and airline miles, the Venture X can be a great tool in helping you meet your travel goals. Here’s an overview of what this card has to offer and a deeper dive to help you decide whether it’s a good fit for you:
- Generous rewards on all spending: Earn 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights booked through Capital One Travel, and 2X miles on all other purchases, providing ample opportunities to accumulate rewards.
- Annual travel credit: Earn $300 in annual travel credits through Capital One Travel.
- Annual bonus miles: Receive 10,000 bonus miles every card anniversary.
- Lounge benefits: Includes Priority Pass Select membership and unlimited access to Capital One lounges.
- Flexible redemptions: Redeem your miles for a wide range of travel expenses at one cent each or transfer them to 18 airline or hotel transfer partners for greater value.
Overview of the Capital One Venture X Credit Card
The Capital One Venture X Rewards Credit Card is a premium credit card designed for travelers seeking extra perks and high rewards. The card earns 10 miles per dollar on hotels and rental cars booked through Capital One Travel, 5X miles on flights booked through Capital One Travel and 2X miles on all other purchases.
While the card has a lot of incredible benefits, it also comes with numerous disadvantages. Here’s a look at some of the pros and cons of the Capital One Venture X credit card:
- Generous welcome bonus: Earn 75,000 bonus miles after spending $4,000 in the first three months of account opening.
- High ongoing rewards: Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights booked through Capital One Travel, and 2X miles on all other purchases.
- Recurring travel benefits: Receive a $300 annual credit for travel expenses, plus 10,000-anniversary miles (worth $100). Cardholders also enjoy access to Capital One and Priority Pass lounges and no international fees for purchases abroad.
- Access to 18 airline and hotel transfer partners: Cardholders can transfer points to popular partners.
- High annual fee: The card comes with a $395 annual fee (see rates and fees), which might not be justified for consumers who don’t utilize the recurring benefits enough to offset the fee.
- Limited bonus categories: While the card offers excellent rewards on Capital One Travel bookings, the bonus categories are limited compared to other travel cards, such as dining and entertainment.
- Restricted $300 travel credit: The annual $300 travel credit only applies to bookings made through Capital One Travel.
- Limited travel insurance: The travel insurance coverage provided by the Capital One Venture X Card is not as comprehensive as some other premium travel cards.
Venture X Credit Card benefits
The Capital One Venture X is a great card for those who want premium travel benefits at a reasonable annual fee. The card comes packed with valuable perks, including a generous welcome bonus, lounge access, recurring statement credits and bonus miles. If you manage to utilize them, these benefits can easily justify the $395 annual fee. Here’s a closer look at the Venture X card’s benefits: